Last updated: October 28, 2026
About this website
This website is operated by Premium Enterprise Group LLC, a Florida limited liability company doing business as Premium Credit Partners. Premium Credit Partners is a trade name of Premium Enterprise Group LLC. By using it you agree to these terms. Website content is general information only — not legal, tax, or financial advice.
Services are governed by a written agreement
Nothing on this website is a contract for services. Credit repair services are provided only under a signed written agreement, delivered together with the disclosures required by the federal Credit Repair Organizations Act (15 U.S.C. § 1679 et seq.) and Florida's Credit Service Organizations law (Fla. Stat. §§ 817.7001–817.706). If anything on this site conflicts with your signed agreement, the agreement controls.
Fees
We do not charge or receive any fee for a service before that service is fully performed. The one-time $99 credit audit fee is charged only after your first round of disputes has been mailed. Monthly fees ($79 Basic, $109 Full Service) are billed after each month's work is completed.
Your right to cancel
You may cancel your contract without penalty or obligation within 3 business days after signing under federal law, and within 5 days after signing under Florida law. After that you may cancel at any time and owe only for work already performed.
No guarantees
We do not guarantee any particular outcome, the removal of any item, or any change in your credit score. Credit bureaus, creditors, and collectors decide the outcome of disputes. Accurate, current, and verifiable information cannot legally be removed from your credit report. You have the right to dispute inaccurate information directly with the credit bureaus yourself, at no cost.
Funding Readiness
Funding Readiness is educational guidance and preparation only. We are not a lender, loan broker, or mortgage broker; we do not take loan applications, arrange or negotiate loans, or receive pay from lenders. No approval, amount, rate, or term is guaranteed.
Website use
Please don't misuse the site or submit false information. Site content and the Premium Credit Partners and Premium Enterprise Group names and logos belong to us. The site is provided "as is" to the extent permitted by law.
Governing law
These terms are governed by the laws of the State of Florida.
Contact
pegllc2020@gmail.com · (954) 716-9335 · Port St. Lucie, FL